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Financing & Layaway

Select a Financing Plan
Financing plans include layaway, 6 or 12 months Special Financing or 9.99% APR for 36 months*!  Details can be found by choosing a plan or click here >
6 Month Layaway with No Interest
A 25% deposit is required as a down payment on all layaway purchases. A minimum purchase price of $1,000 is required to qualify. We will hold your layaway item for a period up to 6 months. Extended terms are available on certain items. Please call or email to make special arrangements (1-800-979-1910). Once we receive your deposit, we will secure your order and you can easily login to your account to make future payments at any time.
No Interest if paid in full within 6 months
No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 months. If you do not, interest will be assessed on the promo purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
This Financing Option is Only Available with a Designer purchase
No Interest if paid in full within 12 months
No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be assessed on the promo purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
This Financing Option is Only Available with a Designer purchase
36 Monthly Payments at 9.99% APR
Offer applies only to single-receipt qualifying purchases. Interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 3.23% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.