This beautiful Diana engagement ring #D N153 features 18 round brilliant cut diamonds that are set using common prongs to maximize diamond brilliance.
Since1910 is now offering 12 months – no interest financing for engagement rings. Now you can apply online to purchase the engagement ring of your dreams and pay the purchase off over a 12 month period without interest. Minimum payments are required and not all will qualify – but this is a wonderful opportunity to spread the cost of this special purchase over a 12 month term.
There are no additional fees or costs to participate in this program, but you must be approved by Wells Fargo Financial – a division of Wells Fargo Bank.
For those who do not qualify for online financing, Since1910 continues to offer our popular jewelry layaway program. This allows you to make a 25% down payment on your engagement ring and take up to 6 months to pay off the balance. Once the ring is paid for in full – Since1910 will overnight the ring to you at your preferred address.
While layaway programs have been around since the great depression – many retailers have chosen to discontinue their programs over the last 10 years. In a surprising turn, many retailers are now re-establishing their layaway programs and even promoting them with in-store, on-line and in-print advertising layaway promotions. According to Ellen David, Vice President of the National Retail Federation, “We know more retailers are offering more layaway programs now than a couple of years ago,”
For more information or to apply online, view our jewelry financing program.
A diamond certificate (aka – diamond plot, diamond grading report) is a document certifying a diamond is genuine. It is created by a group of gemologists after the diamond is carefully evaluated.
The report contains information such as carat weight, color, clarity, proportions, and a cut grade for round diamonds. The certificate also contains a “blueprint” of the diamond’s clarity characteristics. The two main certifying bodies in the diamond industry are the GIA and the AGS.
Gemology Institute of America (GIA)
The GIA and AGS (American Gem Society) are known to be the two grading laboratories with the strictest set of grading standards. Therefore, Since1910 only sells GIA and AGS certified diamonds.
Why The GIA?
In early 2005, after more than 15 years of research and testing, the Gemological Institute of American (GIA) introduced a diamond cut grading system for round brilliant shaped diamonds in the D-Z color range. Starting in January 2006, the new cut grades ranging between excellent and poor were added to all GIA diamond certificates (aka plot). Each cut grade represents a range of proportions and diamond appearances each of which have an impact to the characteristics of that grade.
To achieve the cut grading system, GIA calculated the cut results for 38.5 million proportion sets based on the evaluation of seven components. The first three, which were related to appearance were brightness, fire, and scintillation while the second four, weight ratio, durability, polish, and symmetry were related to the overall craftsmanship.
The Diamond Quality™ Certificate – your assurance of a quality diamond backed by a knowledgeable and ethical member of the American Gem Society. The DQC is a guarantee — a guarantee of authenticity and quality, certifying the cut, color, clarity, and carat weight of the diamond. Available only through American Gem Society retail members, the DQC was created to further differentiate our American Gem Society professionals from other jewelers, while providing you, the customer, with a powerful and accountable diamond document.
The DQC is authenticated, validated and enforced by a diamond professional – either a Registered Jeweler, Certified Gemologist, or Certified Gemologist Appraiser. Their commitment to the tenets of the American Gem Society – Proven Ethics, Knowledge, and Consumer Protection – is your assurance of quality and value.
Visit the AGS for more information on the AGS Diamond Quality Certificate.
Learn more about diamond proportions and round brilliant cut diamonds.
Visit our education section for more on diamond education.
We suggest allowing two months…
When shopping for an engagement ring you should allow yourself about two month before you plan to propose. This will give you enough time to choose the perfect diamond and setting. Settings are ordered to accommodate the specific diamond you choose and can take several weeks to arrive. You should also allow additional time if you plan on adding an inscription on the band.
Ever wonder if your choice of a diamond shape has anything to do with your personality? A NY based diamond appraiser spent 25 years interviewing over 50,000 people for just that. Here are his findings:
Round – home and family centered, dependable, easy to get along with, and security conscious
Oval – individualistic, creative, well-organized, dependable, and willing to take chances
Heart – sentimental, creative, feminine, sensitive, trusting, dramatic, and a dreamer
Rectangle/Square – organized, conservative, efficient, honest, and open
Pear – conforming, considerate, adaptable, and home & community centered
Marquise – extroverted, experimental, exciting, innovative, and career centered
Find the perfectly shaped diamond to match her personality
There is no set dollar amount on what you should spend on a ring, but the average is about 2 months of your personal salary. We know, we did mention in another post that this was a myth and not a fact, but in reality most people do spend this amount. Some people do spend more and some need to, or just prefer to spend less. Whatever your price range, it is possible to get a beautiful ring. You can stretch your budget by looking at various combinations of shapes, color, and clarity.
Find the perfect engagement ring, regardless of your budget. Shop now using our Create Your Own Engagement Ring three-step process.
If you’ve heard about the two month salary rule you have probably heard about the three month salary rule as well. Both rules are a myth and not a fact. There is no set dollar amount or percentage on how much you should spend on an engagement ring. This is an individual decision that you’ll need to make. Like any large purchase, we suggest establishing a budget first before you even begin to start looking. Once you’re budget is established and you have been provided with all the options available within that budget you’ll then be able to make an informed decision on which ring is right for you and your significant other.
While we’re talking about myths there is one other to bring up here. Bigger is better – so untrue. When shopping for diamonds, size is not the first thing you should look for. The cut of a stone should be your priority followed by color, clarity, and then weight.
Talk to one of our Graduate Gemologists who will guide you through the shopping process and help you find the perfect fit. By phone 1-800-979-1910 or by email firstname.lastname@example.org.